So, tomorrow is my exopiration of the last hard pull done for credit products (90 days from last pull) so im not sure if this really counts as stepping outside the garden, as there was no new HP (or even SP), but I paid down a good bit of my BTs on the account, was at $22k -- asked for a CLI online,...Re: Surprise auto CLI from Penfed. Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month.First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.I really had no strategy with my 2 Penfed cards although I had read a post from MSMART where he recommended waiting one year for a cli request. I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 mont...Hi All! Super stoked right now :smileyhappy: I got the preapproval email from PenFed over the weekend and had quite a few offers (more - 5197461. Skip Navigation. How It Works; Pricing; ... myFICO® Forums > Types of Credit > Credit Card Approvals > PenFed EPIC CLI to $47,600!!!Congrats on your PenFed PCR CLI! Message 4 of 9 1 Kudo Cred4All. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Report Inappropriate Content 12-23-2019 04:52 AM 12-23-2019 04:52 AM. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Re: PenFed CLI This could be one of those "We're transitioning from one process to the other" or it could be "The account isn't eligible at this time" To be honest, I haven't been with them long enough to know but suffice to say my accounts are 2 months and 3 months old and I have the option on both.So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksSo I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509after 1 year of being a penfed member & having a power cash rewards visa signature card i finally asked/applied for my first CLI. it - 6633166 - 2Apr 4, 2018 · Re: PenFed CLI Denied! 😞😠. Not sure what you make or your scores or your DTI ratio either all that is considered among other things with PenFed.. One thing is for sure is PenFed has tightened up on their approvals/clis recently. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash ... Last App: 1/10/2023 Penfed Gold Visa Card Currently rebuilding as of 04/11/2019. Starting FICO 8 Scores: Current FICO 8 scores:Re: Surprise auto CLI from Penfed. Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month.Hi, I just applied for a PenFed VISA card and got approved at a little under 15% interest rate for $11.5K. Would I be able to apply for - 5004529 ... (CLI on Defender) when I opened my Power Rewards card at the end of March. There have been some reports of 30 days as CO_NATIVE said. ... FICO, myFICO, Score Watch, The score lenders use, and The ...Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811.I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)PTCL.Official Pakistan employs 758 employees. Reveal contacts of top PTCL.Official managers and employees.Mar 29, 2021 · Re: PenFed CLI. Unfortunately, they no longer merge or combine accounts. Getting to $25K might take some time all things considered and profile-dependent. Since …You can request a PenFed Power Cash Rewards Visa Signature® Card credit limit increase online, through the PenFed mobile app, or by calling customer service at (800) 247-5626.To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the …Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.After feeling good about the FNBO, I called PenFed and asked about a CLI. They had me verbally verify my address, employer, and income. She hit the love button and BAM! Congrats on your new CLI of $7,500! This doubled my original SL of $7,500 to 15K. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are …Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.Reopened my checking account with penfed last month and got a $500 overdraft line of credit. ... Penfed Thrifty CLI hard pull? ... hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/ Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: …Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 3Applied for a CLI on my powercash rewards, had to provide 2 recent paystubs for income verification. ... Congratulations on your PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24 M): Banks & CUs: Goal Cards: Message 3 of 7 2 ... FICO, myFICO, Score Watch, The score lenders use, and The …Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards - 6543204 - 2I hit the luv button instant approval was looking for more haven't got a alert for a HP i'm sure it's coming $21.5K>$25K. - 5573799I did use it few months ago. Where is Penfed love button? - 6227481 - 5. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... myFICO® Forums. ... myFICO® Forums; Types of Credit; Credit Card Applications; PenFed CLI/Love button; Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read ...Hi All, How soon after card issuance can you ask for a CLI from PenFed? WBKAJE - 134549Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and - 5876046 - 2. Skip Navigation. How It Works; Pricing; Education; ... All FICO ® Score products made available on myFICO.com include a FICO ...Does anyone if PenFed Credit Card CLI is a HP or SP? Is there a post with this information in all Banks? - 6246736 So, since I'm still in the garden and really have no intentions of leaving for a while I decided to call up PenFed and ask if with the offers I've received, can I do the pre-approval for the thrifty credit service as just an increase on my current account. She said this was definitely possible, and ...Feb 22, 2021 · It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community! Here are the DPs: Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year ... First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.Getting the limit. PenFed used to allow one card to go to $50K. Earlier this year, the policy changed to $25K per card. The problem earlier in the spring/summer was that we had several My Fico members including myself who were offered the higher limits but then the new credit didn't show up on our accounts.The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ...Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards - 6543204 - 2My partner has the Penfed Promise approved for $5k I don't know (less than 6 months back) He received a spend $1000, get $100 cash back - 4345216 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed CLI; Options. Subscribe to RSS Feed; Mark Topic as New ...Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in ...Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaSo called PenFed to move over my Pathfinder CL to my PCR as I am not using it as much. The rep advised me that they can now only move up to $25k on one card, meaning the highest limit on any card now is $25k. I asked when did this change because it has always been $50k and he said just a couple mo...Applied for a CLI on my powercash rewards, had to provide 2 recent paystubs for income verification. ... Congratulations on your PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24 M): Banks & CUs: Goal Cards: Message 3 of 7 2 ... FICO, myFICO, Score Watch, The score lenders use, and The …That's a pretty decent limit btw. Unfortunately, they will not adjust the initial limit once approved. You can try for a CLI in about ~6 months or so. There's no way to determine how much you may receive (if approved) since the results will depend on your income, profile and overall creditworthiness. Message 4 of 13.I was just recently (recon) approved like 3 days ago with $1000 CL, and still waiting for the card. I was told by the OP manager and some people here to ask CLI in 6 months. I lurked around and some people did ask for CLI which was granted 2 months or even days from approval. And also I've heard som...Apr 4, 2022 · closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come. Rebuilding since September 2020. who i burned - …Tried for the third time lol for a penfed promise CLI before my 90 days was up from my membership and my credit card was opened on Nov 16th I think? The other two were denied, this one was approved. It wasn't huge I went from 7500 to 10k on the card which makes me a bit happier and only been with...Oct 5, 2017 · Decided to ask for a CLI today, went to a loan officer, is this something normal for them? I remember apping for my Travel card for them it went to an officer and was not instant. I think im coming up to 2+ months with the card. Its the Visa Platinum Card. Thanks!! Kevin If you already have a CL greater than $25K with an existing card ($15K for the Gold card) you keep that CL but you cannot get a CLI. If you have a card with a current CL less than $25K ($15K for the Gold card) you'll only be able to grow it to the $25K/$15K maxinum. The $50K combined CL across all Penfed cards is still in place.Some basic info Current EQ Fico8 720 Current EQ Fico9 745ish 1 Baddie an unpaid CO due to fall off my EQ in April maybe earlier I have a PowerCash card opened 4/2017 Today is the first day Ive been offered a CLI or a new Promise card. The CLI would almost double my $3500 limit The question If I ...Dec 29, 2022 · Re: Penfed Power Cash Huge CLI. @wildboys wrote: I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k :smileyhappy: A little background: Over a couple weeks in December-January, I got a new $5k Platinum Rewards Visa Sig, a new $5k Power Cash Rewards Visa Sig, and a CLI for my Gold ...Okay -- so PenFed has been a thorn in my side since day 1. I was approved for the PCR with an SL of $3K in Oct. 2018 - 5863099. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... myFICO® Forums ...My partner has the Penfed Promise approved for $5k I don't know (less than 6 months back) He received a spend $1000, get $100 cash back - 4345216 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed CLI; Options. Subscribe to RSS Feed; Mark Topic as New ...App went to review. Approved late today. SL 5k, new CL 7500....not a huge increase but I'm thankful for it! Thanks all! - 4571750 - 2I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023.10-18-2021 07:43 PM PenFed CLI I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k A little background:Do either of these banks have an automated system to request a credit limit increase or must you call and speak with a CSR? I do not see the option on either of the apps.Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...6-month mark hit in the first week of July (last week) and my scores have improved drastically since then. Last 3 baddies aged off (2 paid CO's and a really old late payment). PenFed app had my EQ9 FICO at 785 (last updated 6/15/21) - figured it was as good a time as any to go for CLI on the two cards.Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in - 6573786 - 2 ... Congrats on the auto CLI with PenFed > Message 16 of 16 3 Kudos Reply ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068Re: PenFed Gold Card CLI, Help! OP, $90k is a pretty good amount to earn, and absent any info on your living expenses but reading that you can "triple" your payments, I would suggest you look at how secure your 90k job is, and also that more and more people are expecting a recession, and the Fed is thinking about a huge interest rate increase.I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...Jun 28, 2020 · Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of …Just got the approval for another $5,000 on Plat Signature Rewards Visa! New limit is $25,000 (now my highest). Card is just barely 3 months old. Opened 9/23/16. This is the 3rd increase I've received. Original SL was $5,000. Got a $10,000 increase first week of October, $5,000 increase mid November...1 Except for holidays, rates are updated Monday through Friday at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on discount point, which equals percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, conforming, fixed-rate loan. …Re: Penfed CLI Declined. I always had a positive experience with Penfed. They were my first credit card after bk with high credit limit. My SL with them was $17,500 and I used the card a lot. After 6 months credit limit was increased to $25K with hard pull. I applied for second card and instantly approved for $12,500.Penfed cli request problems. Yesterday my Penfed PCR became 1 year old. I am winding down from a 2500 bt transfer i took earlier in the year, 215 balance left. This morning i clicked on the request cli link and filled out the app and suddenly a page showed up saying page not working with a refresh button. no matter how many times i hit the ...Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC ...Re: Surprise auto CLI from Penfed. Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month.I started off with Penfed PCR with a low $1500 limit , not surprisingly do to my scored at the time. Well with today being my 6 month anniversary are scores going up and up in the right direction this time. I decided to come out of the Garden and REQ a CLI. To my surprise, the screen timed out on me ( Reload Button ) still timed out.
Okay, so this is a strategic (long term) question regarding PenFed. I joined PenFed in August and applied for their Platinum Rewards card at the same time and was instantly approved for $5,000. Was hoping for more, but I'll still gladly take it. Hoping to keep this card for years and hoping to .... Stone block farming wizard101
Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame.Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum.This is my sixth month with my PenFed card. A couple of nights ago I noticed the CLI button available and Pavlov's dog that I am, I pulled the trigger: $1500. 🤷 Not great, but I've certainly seen less. 😊 P.S. I knew it would be a HP. It hasn't shown up yet but I'm sure it will.Jan 31, 2021 · I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2 I had a hard pull from penfed that was about to expire from last month when I asked for a CLI and was denied. So I decided to try again today on promise visa. I have travel Amex at 17.5, gold vids at 7k and the promise visa was my first penfed card approved for $1500 back in July. Hit the submit and...I didn't take the max amount of pre-approval (up to $21.4K). I didn't want to get denial. I only accepted the amount $7800. I chose my Penfed Rewards Visa Signature Card for the limit increase. It only got $5K. I got approved for the full amount $7800 after completing the pre-approved application. They increased from $5000 to $12.8K.I was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha...I got an email this morning with pre-approval offer of three different cards for $15k. I called and asked if I could instead apply that $15k to my current card and they agreed. What a nice surprise to move from $35k to $50k! They did say it can take 48 hours to reflect on my end otherwise I'd try t...Probably no apps until next year. (subject to change) PNC points Visa "SP" CLI $5K>>$33,500.00. Took over a year to get a "SP" CLI on this. (I used to get every 6 months) Probably due to inquiries carrying some 0% APR Balances on other cards. Also noted, now reporting as "Flexible Spending".Ive been lurking on Reddit. :) Since This summer when I fought for the PenFed promise on recon, ive opened the A+ for $6k and AX Plat 75K sign on. Otherwise, just being. Decided to ask PenFed for my $1k Total CL Promise for the first CLI. Yay! UTL 5% overall, highest balance 5% on single card. ...Penfed cli request problems. Yesterday my Penfed PCR became 1 year old. I am winding down from a 2500 bt transfer i took earlier in the year, 215 balance left. This morning i clicked on the request cli link and filled out the app and suddenly a page showed up saying page not working with a refresh button. no matter how many times i hit the ...Getting the limit. PenFed used to allow one card to go to $50K. Earlier this year, the policy changed to $25K per card. The problem earlier in the spring/summer was that we had several My Fico members including myself who were offered the higher limits but then the new credit didn't show up on our accounts.I decided to hit the CLI request *LUV* button with PenFed and was granted my second small increase with them; I've had the card for 1 - 6632519 - 2. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Hi all, So I have had my PenFed account since May (Visa Rewards) but they only started me with a limit of $9,500 - My USAA MC is $24k and - 722570 ... myFICO® Forums. Sign In Help. ... Credit Cards; PenFed CLI?.